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Protection

Living Benefits

Coverage that can pay while they are still living.

Buyers who want coverage that can pay out for a critical or chronic illness while they are still living.

Pack sizes

  • BronzeENTRY VOLUME

    Get a feel for our quality without committing to volume.

    25leads / pack

  • SilverSTARTER

    Light-volume pack to build a steady dial list.

    75leads / pack

  • GoldMID VOLUME

    Mid-volume pack, exclusive to you, priority routed.

    150leads / pack

Buy one time or subscribe weekly. Every lead is exclusive to you, on every tier. Create an account to see live pricing.

Create a free account →Ask about Living Benefits
  • Exclusive to you
  • AI-vetted
  • Delivered in seconds

Everything the first dial needs.

Each Living Benefits lead reaches you already informed. These data points travel on the record from the moment the prospect submits, so you open on their situation, not a blank page.

TCPA consent, DNC verified, up to 10 fields

  • Coverage interest: life with living benefits
  • Reason for interest (where given)
  • Age band and state of residence
  • Best time to reach
  • Tobacco status (where given)
  • TCPA consent language, capture timestamp, and IP

A defined shopper, not a stranger.

Buyers who want life coverage with living-benefit riders that can advance part of the death benefit if they are diagnosed with a qualifying critical, chronic, or terminal illness. They opted in wanting protection that helps them, not only their beneficiaries.

Why the timing is right

Often prompted by a personal or family health scare, they are looking for coverage that works while they are alive. That motivation is immediate and emotional, which keeps them engaged on the call.

Three reasons this line closes on the phone.

Real buying intent is the start. These are the specifics that turn a Living Benefits lead into a written policy for the independent, licensed agent who dials it.

  • A benefit they can use

    Living benefits answer the common objection that life insurance only pays after death. The agent can show value the prospect might see themselves.

  • Health-event urgency

    Many arrive after a diagnosis in the family, so the need feels present and the agent is meeting real motivation, not a maybe.

  • A differentiated pitch

    Living-benefit riders set the offer apart from a plain policy, giving the agent a clear reason the prospect should act now.

Before you order.

Live counts open every Sunday. See current Living Benefits availability on the catalog.

What is in a pack?
A pack is one week of leads for a single product and tier, Sunday through Saturday. Pack size scales with the tier. Bronze is the entry volume, Gold is the largest. Every lead on every tier is fresh, exclusive to you, and never resold.
One-time pack or weekly subscription?
Buy a single pack to try a product, or lock a weekly subscription. Subscriptions renew each Sunday and you can cancel any time from your billing page.
Are the leads exclusive to me?
Yes. Every lead, on every tier, is fresh, exclusive to you, and never resold. No lead is sent to another agent. The tiers differ by weekly volume and delivery priority, not exclusivity. Gold is the largest pack and is routed to you first the moment it is scrubbed.
How fresh are the leads?
Delivered in seconds, the moment the prospect converts, while intent is still hot. Each record carries up to 10 data points, contact, coverage interest, best time to reach, and more, so your first dial is informed.

More verticals

All products

Create your account. Dial the same day.

Verify your license, then watch fresh Living Benefits inventory open every Sunday. No card to browse.

Create account →See live inventory

Eleven other verticals run the same way. Ask about any of them at support@fuegoleadz.com. Licensed agents only. NPN verified before any lead is delivered.